Direct Primary Care in New Jersey

Direct primary care (DPC) is a membership with your doctor: one flat monthly fee for unhurried visits and direct access, with no insurance billing. Dr. Nelly Singh, DO offers it from her Waldwick office, with telehealth across New Jersey.

What is direct primary care?

You pay your physician a flat monthly fee. That fee covers your everyday primary care: wellness physicals, sick visits, chronic conditions, mental health, prescriptions, and lab orders.

Because no insurance company decides how long a visit can last, a DPC doctor keeps a small number of patients and spends real time with each one. Longer visits, faster appointments, and the same physician every time.

How it works.

A flat monthly fee

One published price instead of copays, deductibles, and surprise bills. Signature Care is $140/month for adults and $90/month for ages 5 to 25, with all visits included.

No insurance billing

Visits are never billed to insurance, which is what makes 30 to 60 minute appointments possible. A superbill is available on request.

Direct access to your doctor

Same-day or next-day appointments and direct messaging with Dr. Nelly. No call center, no rotating providers.

DPC vs. traditional primary care.

How membership care compares with an insurance-based practice in New Jersey.

What's compared Membership with Dr. Nelly Traditional clinic
Getting an appointment Same day or next day Often weeks out
Visit length 30 to 60 minutes About 7 to 15 minutes
Reaching your doctor Message her directly Front desk and phone trees
Who you see Dr. Nelly, every time Whoever is available
What you pay One published monthly fee Copays and bills after the fact

Does DPC replace health insurance?

No. A direct primary care membership is not insurance. It covers your everyday care, while insurance protects you from big costs like hospital stays, surgery, specialists, and imaging. Most members keep both, and many pair DPC with a high-deductible plan.

Labs, imaging, and specialist care ordered by Dr. Nelly can still run through your insurance. HSA funds may be used toward membership, within federal limits.

Looking for a higher level of care? Concierge Care has limited enrollment. Join the waitlist.

Who it's a good fit for.

  • People tired of rushed visits and a different provider every time
  • Anyone managing a chronic condition who needs regular, easy access
  • Busy families and professionals who can't wait weeks for an appointment
  • High-deductible plan holders already paying out of pocket for routine care
  • People who want to know the price before the visit

Where you'll be seen.

In person at the Waldwick office, 85 Hopper Avenue, Suite 9, serving North Jersey communities. By secure video anywhere in New Jersey.

  • Waldwick
  • Ridgewood
  • Wyckoff
  • Franklin Lakes
  • Mahwah
  • Ramsey
  • Allendale
  • Glen Rock
  • Ho-Ho-Kus
  • Midland Park
  • Saddle River
  • Upper Saddle River
  • Sparta

What it costs.

No copays. Cancel anytime.

Signature Care

$140/mo adults  ·  $90/mo ages 5–25

All visits included, in the office or by video. Same-day or next-day appointments, 30 to 60 minute visits, and direct messaging with Dr. Nelly.

Telehealth

$120 per visit

Video visits anywhere in New Jersey, up to 20 minutes. For simple visits and mental health follow-ups. Not for long-term medications or anything that needs a physical exam.

Single office visit

$200 per visit

One in-person visit with Dr. Nelly. No membership.

Osteopathic treatment (OMT)

$250 first visit  ·  $160 follow-up

Hands-on care for back and neck pain, headaches, and joint stiffness. Saturday and Sunday, 11am - 4pm. No membership required.

Concierge Care Waitlist

Available for a higher level of care. Limited enrollment. Join the waitlist.

Memberships aren't charged until your first visit. For single visits: Payment is due before your visit or at the time of confirmation by the office. Every plan includes a free patient portal for messaging Dr. Nelly and reviewing your records.

Direct primary care in New Jersey: common questions.

What is direct primary care?

Direct primary care (DPC) is a membership model: you pay your physician a flat monthly fee for primary care and direct access, instead of billing insurance for each visit. With no insurance company setting the pace, visits are longer and appointments are easier to get.

How much does direct primary care cost in New Jersey?

With Dr. Nelly, Signature Care is $140/month for adults 26+ and $90/month for ages 5 to 25, and it includes all visits, in the office or by video. Without a membership, a single office visit is $200 and a telehealth visit is $120.

Does direct primary care replace health insurance?

No. A DPC membership is not insurance. It covers everyday primary care, while insurance protects you from major costs like hospital stays, surgery, and specialists. Most members keep both.

Can I use HSA or FSA funds?

HSA funds may be used toward direct primary care memberships, up to monthly limits set by federal guidelines. Check with your plan administrator for your account.

Is direct primary care available by telehealth in NJ?

Yes. Video visits are available to anyone located in New Jersey at the time of the visit. Telehealth works best for simple visits and mental health follow-ups that do not need a physical exam.

Start direct primary care.

Choose a plan and book your first visit with Dr. Nelly. Memberships aren't charged until that visit.